Punjab & Sind Bank RANIPUR Branch IFSC Code

PSIB 0000205
Punjab & Sind Bank Logo Punjab & Sind Bank
RANIPUR — KAPURTHALA, PUNJAB
MICR: 144023205 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
RANIPUR
IFSC Code
PSIB0000205
MICR Code
144023205
Address
RANIPUR TEH. PHAGWARA, DISTT. KAPURTHALA, PUNJAB - 144403
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City
KAPURTHALA
District
RANIPUR
State
PUNJAB
Contact
+911824244028

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000205 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000205.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000205.

IFSC Code Structure

P
S
I
B
0
0
0
0
2
0
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000205 — Branch code (RANIPUR)

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Frequently Asked Questions

Is PSIB0000205 valid for online transfer?
Yes, PSIB0000205 is a valid IFSC code for Punjab & Sind Bank RANIPUR branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000205 belong to?
PSIB0000205 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RANIPUR is 144023205. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000205?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.