Punjab & Sind Bank LUTHERI Branch IFSC Code

PSIB 0000232
Punjab & Sind Bank Logo Punjab & Sind Bank
LUTHERI — RUPNAGAR, PUNJAB
MICR: 140023004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
LUTHERI
IFSC Code
PSIB0000232
MICR Code
140023004
Address
LUTHERI, MORINDA C.S. ROAD, DISTT. RUPNAGAR(RUPAR), PUNJAB - 140102
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City
RUPNAGAR
District
LUTHERI
State
PUNJAB
Contact
+911602639437

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000232 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000232.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000232.

IFSC Code Structure

P
S
I
B
0
0
0
0
2
3
2
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000232 — Branch code (LUTHERI)

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Frequently Asked Questions

Is PSIB0000232 valid for online transfer?
Yes, PSIB0000232 is a valid IFSC code for Punjab & Sind Bank LUTHERI branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000232 belong to?
PSIB0000232 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank LUTHERI is 140023004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000232?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.