Punjab & Sind Bank GHARSHANKAR Branch IFSC Code

PSIB 0000276
Punjab & Sind Bank Logo Punjab & Sind Bank
GHARSHANKAR — HOSHIARPUR, PUNJAB
MICR: 144023651 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GHARSHANKAR
IFSC Code
PSIB0000276
MICR Code
144023651
Address
VILLAGE AND POST OFFICE GARHSHANKAR DISTT HOSHIARPUR 144884
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City
HOSHIARPUR
District
HOSHIARPUR
State
PUNJAB
Contact
+911884282349

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000276 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000276.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000276.

IFSC Code Structure

P
S
I
B
0
0
0
0
2
7
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000276 — Branch code (GHARSHANKAR)

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Frequently Asked Questions

Is PSIB0000276 valid for online transfer?
Yes, PSIB0000276 is a valid IFSC code for Punjab & Sind Bank GHARSHANKAR branch in HOSHIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000276 belong to?
PSIB0000276 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GHARSHANKAR is 144023651. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000276?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.