Punjab & Sind Bank PHAGWARA RAMGHARIA COLLEGE Branch IFSC Code
PSIB 0000303
Punjab & Sind Bank PHAGWARA RAMGHARIA COLLEGE — KAPURTHALA, PUNJAB
MICR: 144023203
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- PHAGWARA RAMGHARIA COLLEGE
- IFSC Code
- PSIB0000303
- MICR Code
- 144023203
- City
- KAPURTHALA
- District
- KAPURTHALA
- State
- PUNJAB
- Contact
- +911824508267
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000303 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000303.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000303.
IFSC Code Structure
P
S
I
B
0
0
0
0
3
0
3
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000303 — Branch code (PHAGWARA RAMGHARIA COLLEGE)
Nearby Punjab & Sind Bank Branches in KAPURTHALA
SULTANPUR LODHI
PSIB0000043
SULTANPUR LODHI ,KAPURTHALA
MICR: 144023902 RTGS ✓ NEFT ✓ IMPS ✓
NADALA
PSIB0000069
VILLAGE & POST OFFICE,NADALA,DISTT-KAPURTHALA-144624
MICR: 144023254 RTGS ✓ NEFT ✓ IMPS ✓
KHERA DONA
PSIB0000080
KHERA DONA, DISTT. KAPURTHALA , PUNJAB - 144620
MICR: 144023256 RTGS ✓ NEFT ✓ IMPS ✓
PHAGWARA G.T. ROAD
PSIB0000111
G.T ROAD PHAGWARA,DISTT.KAPURTHALA-144002
MICR: 144023712 RTGS ✓ NEFT ✓ IMPS ✓
THE MALL KAPURTHALA
PSIB0000179
THE MALL KAPURTHALA-144601
MICR: 144023252 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000303 valid for online transfer?
Yes, PSIB0000303 is a valid IFSC code for Punjab & Sind Bank PHAGWARA RAMGHARIA COLLEGE branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000303 belong to?
PSIB0000303 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PHAGWARA RAMGHARIA COLLEGE is 144023203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000303?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.