Punjab & Sind Bank SURAT Branch IFSC Code
PSIB 0000305
Punjab & Sind Bank SURAT — SURAT, GUJARAT
MICR: 395023002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- SURAT
- IFSC Code
- PSIB0000305
- MICR Code
- 395023002
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612438810
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000305 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000305.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000305.
IFSC Code Structure
P
S
I
B
0
0
0
0
3
0
5
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000305 — Branch code (SURAT)
Nearby Punjab & Sind Bank Branches in SURAT
View all Punjab & Sind Bank branches in SURAT →Frequently Asked Questions
Is PSIB0000305 valid for online transfer?
Yes, PSIB0000305 is a valid IFSC code for Punjab & Sind Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000305 belong to?
PSIB0000305 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank SURAT is 395023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000305?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.