Punjab & Sind Bank VARANASI Branch IFSC Code

PSIB 0000321
Punjab & Sind Bank Logo Punjab & Sind Bank
VARANASI — VARANASI, UTTAR PRADESH
MICR: 221023002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
VARANASI
IFSC Code
PSIB0000321
MICR Code
221023002
Address
C 21 88 A LAHURABIR VARANASI 221001
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City
VARANASI
District
VARANASI
State
UTTAR PRADESH
Contact
+915422418978

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000321 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000321.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000321.

IFSC Code Structure

P
S
I
B
0
0
0
0
3
2
1
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000321 — Branch code (VARANASI)

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Frequently Asked Questions

Is PSIB0000321 valid for online transfer?
Yes, PSIB0000321 is a valid IFSC code for Punjab & Sind Bank VARANASI branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000321 belong to?
PSIB0000321 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank VARANASI is 221023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000321?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.