Punjab & Sind Bank COCHIN Branch IFSC Code
PSIB 0000363
Punjab & Sind Bank COCHIN — ERNAKULAM, KERALA
MICR: 682023002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- COCHIN
- IFSC Code
- PSIB0000363
- MICR Code
- 682023002
- City
- ERNAKULAM
- District
- KOCHI
- State
- KERALA
- Contact
- +914842354908
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000363 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000363.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000363.
IFSC Code Structure
P
S
I
B
0
0
0
0
3
6
3
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000363 — Branch code (COCHIN)
Frequently Asked Questions
Is PSIB0000363 valid for online transfer?
Yes, PSIB0000363 is a valid IFSC code for Punjab & Sind Bank COCHIN branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000363 belong to?
PSIB0000363 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank COCHIN is 682023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000363?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.