Punjab & Sind Bank BHAVNAGAR Branch IFSC Code
PSIB 0000405
Punjab & Sind Bank BHAVNAGAR — BHAVNAGAR, GUJARAT
MICR: 364023001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- BHAVNAGAR
- IFSC Code
- PSIB0000405
- MICR Code
- 364023001
- City
- BHAVNAGAR
- District
- BHAVNAGAR
- State
- GUJARAT
- Contact
- +912782471499
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000405 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000405.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000405.
IFSC Code Structure
P
S
I
B
0
0
0
0
4
0
5
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000405 — Branch code (BHAVNAGAR)
Nearby Punjab & Sind Bank Branches in BHAVNAGAR
View all Punjab & Sind Bank branches in BHAVNAGAR →Frequently Asked Questions
Is PSIB0000405 valid for online transfer?
Yes, PSIB0000405 is a valid IFSC code for Punjab & Sind Bank BHAVNAGAR branch in BHAVNAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000405 belong to?
PSIB0000405 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BHAVNAGAR is 364023001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000405?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.