Punjab & Sind Bank HOWRAH Branch IFSC Code

PSIB 0000427
Punjab & Sind Bank Logo Punjab & Sind Bank
HOWRAH — HAORA, WEST BENGAL
MICR: 700023008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
HOWRAH
IFSC Code
PSIB0000427
MICR Code
700023008
Address
22 G T ROAD HOWARAH WEST BENGAL 711101
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City
HAORA
District
HOWRAH
State
WEST BENGAL
Contact
+913326375598

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000427 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000427.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000427.

IFSC Code Structure

P
S
I
B
0
0
0
0
4
2
7
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000427 — Branch code (HOWRAH)

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Frequently Asked Questions

Is PSIB0000427 valid for online transfer?
Yes, PSIB0000427 is a valid IFSC code for Punjab & Sind Bank HOWRAH branch in HAORA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000427 belong to?
PSIB0000427 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank HOWRAH is 700023008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000427?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.