Punjab & Sind Bank MUMBAI KALBADEVI Branch IFSC Code
PSIB 0000431
Punjab & Sind Bank MUMBAI KALBADEVI — GREATER BOMBAY, MAHARASHTRA
MICR: 400023003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- MUMBAI KALBADEVI
- IFSC Code
- PSIB0000431
- MICR Code
- 400023003
- City
- GREATER BOMBAY
- District
- MUMBAI
- State
- MAHARASHTRA
- Contact
- +912222054566
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000431 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000431.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000431.
IFSC Code Structure
P
S
I
B
0
0
0
0
4
3
1
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000431 — Branch code (MUMBAI KALBADEVI)
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MICR: 400023009 RTGS ✓ NEFT ✓ IMPS ✓
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MICR: 400023059 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000431 valid for online transfer?
Yes, PSIB0000431 is a valid IFSC code for Punjab & Sind Bank MUMBAI KALBADEVI branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000431 belong to?
PSIB0000431 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank MUMBAI KALBADEVI is 400023003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000431?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.