Punjab & Sind Bank GARCHA Branch IFSC Code
PSIB 0000445
Punjab & Sind Bank GARCHA — NAWANSHAHR, PUNJAB
MICR: 144023307
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- GARCHA
- IFSC Code
- PSIB0000445
- MICR Code
- 144023307
- City
- NAWANSHAHR
- District
- GARCHA
- State
- PUNJAB
- Contact
- +911823234105
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000445 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000445.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000445.
IFSC Code Structure
P
S
I
B
0
0
0
0
4
4
5
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000445 — Branch code (GARCHA)
Nearby Punjab & Sind Bank Branches in NAWANSHAHR
DAYALPUR
PSIB0000077
DAYALPUR, DISTT. JALANDHAR , PUNJAB - 144803
MICR: 144023803 RTGS ✓ NEFT ✓ IMPS ✓
BEHRAM
PSIB0000082
BEHRAM, DISTT. NAWANSHAHAR , PUNJAB - 144504
MICR: 144023356 RTGS ✓ NEFT ✓ IMPS ✓
GUNACHAUR
PSIB0000227
GUNA CHAUR, DISTT. NAWANSHAHAR, PUNJAB - 144511
MICR: 144023353 RTGS ✓ NEFT ✓ IMPS ✓
CHAKDANA
PSIB0000442
CHAK DANA, DISTT. NAWANSHAHAR, PUNJAB - 144005
MICR: 144023308 RTGS ✓ NEFT ✓ IMPS ✓
KATHGARH
PSIB0000444
KATHGARH TEH. BALACHAUR, DISTT. NAWANSHAHAR, PUNJAB - 144522
MICR: 144023929 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000445 valid for online transfer?
Yes, PSIB0000445 is a valid IFSC code for Punjab & Sind Bank GARCHA branch in NAWANSHAHR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000445 belong to?
PSIB0000445 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GARCHA is 144023307. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000445?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.