Punjab & Sind Bank KHARAR ACCHARWAL Branch IFSC Code

PSIB 0000448
Punjab & Sind Bank Logo Punjab & Sind Bank
KHARAR ACCHARWAL — HOSHIARPUR, PUNJAB
MICR: 144023653 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KHARAR ACCHARWAL
IFSC Code
PSIB0000448
MICR Code
144023653
Address
KHARAR ACHARWAL, DISTT. HOSHIARPUR, PUNJAB - 146108
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City
HOSHIARPUR
District
KHARAR ACCHHARWAL
State
PUNJAB
Contact
+911884242289

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000448 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000448.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000448.

IFSC Code Structure

P
S
I
B
0
0
0
0
4
4
8
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000448 — Branch code (KHARAR ACCHARWAL)

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Frequently Asked Questions

Is PSIB0000448 valid for online transfer?
Yes, PSIB0000448 is a valid IFSC code for Punjab & Sind Bank KHARAR ACCHARWAL branch in HOSHIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000448 belong to?
PSIB0000448 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KHARAR ACCHARWAL is 144023653. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000448?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.