Punjab & Sind Bank KHARORA Branch IFSC Code

PSIB 0000454
Punjab & Sind Bank Logo Punjab & Sind Bank
KHARORA — FATEHGARH SAHIB, PUNJAB
MICR: 140023103 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KHARORA
IFSC Code
PSIB0000454
MICR Code
140023103
Address
KHAROURA, PATIALA ROAD TEH. SIRHIND, DISTT. FATEHGARH SAHIB, PUNJAB - 147104
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City
FATEHGARH SAHIB
District
KHAROURA
State
PUNJAB
Contact
+911763265250

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000454 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000454.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000454.

IFSC Code Structure

P
S
I
B
0
0
0
0
4
5
4
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000454 — Branch code (KHARORA)

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Frequently Asked Questions

Is PSIB0000454 valid for online transfer?
Yes, PSIB0000454 is a valid IFSC code for Punjab & Sind Bank KHARORA branch in FATEHGARH SAHIB, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000454 belong to?
PSIB0000454 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KHARORA is 140023103. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000454?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.