Punjab & Sind Bank GAYA Branch IFSC Code
PSIB 0000472
Punjab & Sind Bank GAYA — GAYA, BIHAR
MICR: 823023002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- GAYA
- IFSC Code
- PSIB0000472
- MICR Code
- 823023002
- City
- GAYA
- District
- GAYA
- State
- BIHAR
- Contact
- +916224260333
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000472 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000472.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000472.
IFSC Code Structure
P
S
I
B
0
0
0
0
4
7
2
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000472 — Branch code (GAYA)
Frequently Asked Questions
Is PSIB0000472 valid for online transfer?
Yes, PSIB0000472 is a valid IFSC code for Punjab & Sind Bank GAYA branch in GAYA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000472 belong to?
PSIB0000472 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GAYA is 823023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000472?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.