Punjab & Sind Bank CHOWK PARAG DASS Branch IFSC Code

PSIB 0000489
Punjab & Sind Bank Logo Punjab & Sind Bank
CHOWK PARAG DASS — AMRITSAR, PUNJAB
MICR: 143023004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
CHOWK PARAG DASS
IFSC Code
PSIB0000489
MICR Code
143023004
Address
CHOWK PRAGDASS AMRITSAR 143001
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City
AMRITSAR
District
AMRITSAR
State
PUNJAB
Contact
+919501050220

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000489 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000489.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000489.

IFSC Code Structure

P
S
I
B
0
0
0
0
4
8
9
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000489 — Branch code (CHOWK PARAG DASS)

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Frequently Asked Questions

Is PSIB0000489 valid for online transfer?
Yes, PSIB0000489 is a valid IFSC code for Punjab & Sind Bank CHOWK PARAG DASS branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000489 belong to?
PSIB0000489 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank CHOWK PARAG DASS is 143023004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000489?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.