Punjab & Sind Bank BARAGUDA Branch IFSC Code
PSIB 0000493
Punjab & Sind Bank BARAGUDA — SIRSA, HARYANA
MICR: 125023003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- BARAGUDA
- IFSC Code
- PSIB0000493
- MICR Code
- 125023003
- City
- SIRSA
- District
- BARAGUDA
- State
- HARYANA
- Contact
- +911696245233
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000493 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000493.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000493.
IFSC Code Structure
P
S
I
B
0
0
0
0
4
9
3
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000493 — Branch code (BARAGUDA)
Nearby Punjab & Sind Bank Branches in SIRSA
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MICR: 125023002 RTGS ✓ NEFT ✓ IMPS ✓
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MICR: 125023252 RTGS ✓ NEFT ✓ IMPS ✓
ELLANABAD
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MICR: 125023402 RTGS ✓ NEFT ✓ IMPS ✓
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MICR: 125023004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000493 valid for online transfer?
Yes, PSIB0000493 is a valid IFSC code for Punjab & Sind Bank BARAGUDA branch in SIRSA, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000493 belong to?
PSIB0000493 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BARAGUDA is 125023003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000493?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.