Punjab & Sind Bank WADHA KAYASTH Branch IFSC Code

PSIB 0000630
Punjab & Sind Bank Logo Punjab & Sind Bank
WADHA KAYASTH — SAHARANPUR, UTTAR PRADESH
MICR: 247023505 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
WADHA KAYASTH
IFSC Code
PSIB0000630
MICR Code
247023505
Address
WADHA KAYAST, DISTT. SAHARANPUR, UTTAR PRADESH - 249401
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City
SAHARANPUR
District
WADHAKAYASAT
State
UTTAR PRADESH
Contact
+911322797423

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000630 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000630.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000630.

IFSC Code Structure

P
S
I
B
0
0
0
0
6
3
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000630 — Branch code (WADHA KAYASTH)

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Frequently Asked Questions

Is PSIB0000630 valid for online transfer?
Yes, PSIB0000630 is a valid IFSC code for Punjab & Sind Bank WADHA KAYASTH branch in SAHARANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000630 belong to?
PSIB0000630 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank WADHA KAYASTH is 247023505. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000630?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.