Punjab & Sind Bank RANCHI RATU ROAD Branch IFSC Code

PSIB 0000795
Punjab & Sind Bank Logo Punjab & Sind Bank
RANCHI RATU ROAD — RANCHI, JHARKHAND
MICR: 834023003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
RANCHI RATU ROAD
IFSC Code
PSIB0000795
MICR Code
834023003
Address
GURU NANAK BAL MANDIR SRI KRISHNA COLONY RATU ROAD RANCHI JHARKHAND 834005
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City
RANCHI
District
RATU
State
JHARKHAND
Contact
+916572434569

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000795 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000795.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000795.

IFSC Code Structure

P
S
I
B
0
0
0
0
7
9
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000795 — Branch code (RANCHI RATU ROAD)

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Frequently Asked Questions

Is PSIB0000795 valid for online transfer?
Yes, PSIB0000795 is a valid IFSC code for Punjab & Sind Bank RANCHI RATU ROAD branch in RANCHI, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000795 belong to?
PSIB0000795 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RANCHI RATU ROAD is 834023003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000795?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.