Punjab & Sind Bank RANCHI RATU ROAD Branch IFSC Code
PSIB 0000795
RANCHI RATU ROAD — RANCHI, JHARKHAND
MICR: 834023003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- RANCHI RATU ROAD
- IFSC Code
- PSIB0000795
- MICR Code
- 834023003
- Address
- GURU NANAK BAL MANDIR SRI KRISHNA COLONY RATU ROAD RANCHI JHARKHAND 834005 Open in Google Maps
- City
- RANCHI
- District
- RATU
- State
- JHARKHAND
- Contact
- +916572434569
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000795 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000795.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000795.
IFSC Code Structure
P
S
I
B
0
0
0
0
7
9
5
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000795 — Branch code (RANCHI RATU ROAD)
Nearby Punjab & Sind Bank Branches in RANCHI
MAIN ROAD RANCHI
PSIB0000347
MAIN ROAD RANCHI
MICR: 834023002 RTGS ✓ NEFT ✓ IMPS ✓
HESAG RANCHI
PSIB0020944
HESAG NEAR SINGH MORE P S JAGANNATHPUR HATIA DISTT RANCHI JHARKHAND 834003
MICR: 834023004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000795 valid for online transfer?
Yes, PSIB0000795 is a valid IFSC code for Punjab & Sind Bank RANCHI RATU ROAD branch in RANCHI, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000795 belong to?
PSIB0000795 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RANCHI RATU ROAD is 834023003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000795?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.