Punjab & Sind Bank GORAYA DISTT PHILLAUR Branch IFSC Code

PSIB 0020933
Punjab & Sind Bank Logo Punjab & Sind Bank
GORAYA DISTT PHILLAUR — JALANDHAR, PUNJAB
MICR: 144023452 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GORAYA DISTT PHILLAUR
IFSC Code
PSIB0020933
MICR Code
144023452
Address
GORAYA G T ROAD TEHSIL PHILLAUR PUNJAB
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City
JALANDHAR
District
PHILLAUR
State
PUNJAB
Contact
+911826501262

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020933 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020933.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020933.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
3
3
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020933 — Branch code (GORAYA DISTT PHILLAUR)

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Frequently Asked Questions

Is PSIB0020933 valid for online transfer?
Yes, PSIB0020933 is a valid IFSC code for Punjab & Sind Bank GORAYA DISTT PHILLAUR branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020933 belong to?
PSIB0020933 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GORAYA DISTT PHILLAUR is 144023452. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020933?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.