Punjab & Sind Bank GHAROUNDA DISTT KARNAL Branch IFSC Code
PSIB 0020939
Punjab & Sind Bank GHAROUNDA DISTT KARNAL — KARNAL, HARYANA
MICR: 132023302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- GHAROUNDA DISTT KARNAL
- IFSC Code
- PSIB0020939
- MICR Code
- 132023302
- City
- KARNAL
- District
- GHARAUNDA
- State
- HARYANA
- Contact
- +911748252107
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0020939 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020939.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020939.
IFSC Code Structure
P
S
I
B
0
0
2
0
9
3
9
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 020939 — Branch code (GHAROUNDA DISTT KARNAL)
Nearby Punjab & Sind Bank Branches in KARNAL
KARNAL
PSIB0000012
G.T.ROAD, KARNAL, HARYANA
MICR: 132023102 RTGS ✓ NEFT ✓ IMPS ✓
MANJURA
PSIB0000601
MANJURA, DISTT. KARNAL, HARYANA - 132001
MICR: 132023108 RTGS ✓ NEFT ✓ IMPS ✓
KARNAL GURU TEG BAHADUR PUBLIC SCHOOL
PSIB0000747
G T B PUBLIC SCHOOL MODEL TOWN KARNAL HARYANA 132001
MICR: 132023106 RTGS ✓ NEFT ✓ IMPS ✓
KARNAL, S.S.S. SR. SEC. SCHOOL
PSIB0000750
S.S.S. SENIOR SECONDARY SCHOOL, DISTT. KARNAL, HARYANA - 132001
MICR: 132023104 RTGS ✓ NEFT ✓ IMPS ✓
KARNAL D.A.V.COLLEGE
PSIB0000785
D.A.V. COLLEGE(WOMEN), DISTT. KARNAL, HARYANA - 132001
MICR: 132023105 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0020939 valid for online transfer?
Yes, PSIB0020939 is a valid IFSC code for Punjab & Sind Bank GHAROUNDA DISTT KARNAL branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020939 belong to?
PSIB0020939 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GHAROUNDA DISTT KARNAL is 132023302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020939?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.