Punjab & Sind Bank MALIGAON GUWAHATI Branch IFSC Code

PSIB 0020940
Punjab & Sind Bank Logo Punjab & Sind Bank
MALIGAON GUWAHATI — KAMRUP METROPOLITAN, ASSAM
MICR: 781023005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
MALIGAON GUWAHATI
IFSC Code
PSIB0020940
MICR Code
781023005
Address
A T ROAD ADABARI MALIGAON GUWAHATI ASSAM 781014
Open in Google Maps
City
KAMRUP METROPOLITAN
District
GUWAHATI
State
ASSAM
Contact
+913642502128

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020940 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020940.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020940.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
4
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020940 — Branch code (MALIGAON GUWAHATI)

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Frequently Asked Questions

Is PSIB0020940 valid for online transfer?
Yes, PSIB0020940 is a valid IFSC code for Punjab & Sind Bank MALIGAON GUWAHATI branch in KAMRUP METROPOLITAN, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020940 belong to?
PSIB0020940 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank MALIGAON GUWAHATI is 781023005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020940?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.