Punjab & Sind Bank BAGHPAT Branch IFSC Code

PSIB 0020971
Punjab & Sind Bank Logo Punjab & Sind Bank
BAGHPAT — BAGHPAT, UTTAR PRADESH
MICR: 250023302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
BAGHPAT
IFSC Code
PSIB0020971
MICR Code
250023302
Address
MEEUT ROAD OPPOSITE BANK OF BARODA, BAGHPAT, DISTT. BAGHPAT, UTTAR PRADESH - 250609
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City
BAGHPAT
District
BAGHPAT
State
UTTAR PRADESH
Contact
+911212220090

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020971 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020971.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020971.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
7
1
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020971 — Branch code (BAGHPAT)

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Frequently Asked Questions

Is PSIB0020971 valid for online transfer?
Yes, PSIB0020971 is a valid IFSC code for Punjab & Sind Bank BAGHPAT branch in BAGHPAT, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020971 belong to?
PSIB0020971 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BAGHPAT is 250023302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020971?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.