Punjab & Sind Bank PANAGRAH Branch IFSC Code

PSIB 0020976
Punjab & Sind Bank Logo Punjab & Sind Bank
PANAGRAH — BARDDHAMAN, WEST BENGAL
MICR: 713023151 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
PANAGRAH
IFSC Code
PSIB0020976
MICR Code
713023151
Address
PANAGARH VILL PANAGARH DURGAPUR BLOCK KANKSA DISTT BARDHMAN WB 713148
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City
BARDDHAMAN
District
PANAGARH
State
WEST BENGAL
Contact
+913432528049

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020976 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020976.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020976.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
7
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020976 — Branch code (PANAGRAH)

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Frequently Asked Questions

Is PSIB0020976 valid for online transfer?
Yes, PSIB0020976 is a valid IFSC code for Punjab & Sind Bank PANAGRAH branch in BARDDHAMAN, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020976 belong to?
PSIB0020976 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PANAGRAH is 713023151. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020976?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.