Punjab & Sind Bank PANAGRAH Branch IFSC Code
PSIB 0020976
PANAGRAH — BARDDHAMAN, WEST BENGAL
MICR: 713023151
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- PANAGRAH
- IFSC Code
- PSIB0020976
- MICR Code
- 713023151
- City
- BARDDHAMAN
- District
- PANAGARH
- State
- WEST BENGAL
- Contact
- +913432528049
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0020976 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020976.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020976.
IFSC Code Structure
P
S
I
B
0
0
2
0
9
7
6
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 020976 — Branch code (PANAGRAH)
Nearby Punjab & Sind Bank Branches in BARDDHAMAN
ASANSOL
PSIB0000418
198 G T ROAD ASANSOL WEST BENGAL 713301
MICR: 713023001 RTGS ✓ NEFT ✓ IMPS ✓
DURGAPUR
PSIB0020942
UCB 018 DWAIBAYANS BUILDING CITY CENTRE DRUGAPUR DISTT BURDWAN WEST BANGAL
MICR: 713023202 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0020976 valid for online transfer?
Yes, PSIB0020976 is a valid IFSC code for Punjab & Sind Bank PANAGRAH branch in BARDDHAMAN, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020976 belong to?
PSIB0020976 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PANAGRAH is 713023151. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020976?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.