Punjab & Sind Bank VILLAGE MEHTA CHOWK Branch IFSC Code
PSIB 0020978
Punjab & Sind Bank VILLAGE MEHTA CHOWK — AMRITSAR, PUNJAB
MICR: 143023054
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- VILLAGE MEHTA CHOWK
- IFSC Code
- PSIB0020978
- MICR Code
- 143023054
- City
- AMRITSAR
- District
- BABA BAKALA
- State
- PUNJAB
- Contact
- +911853256060
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0020978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020978.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020978.
IFSC Code Structure
P
S
I
B
0
0
2
0
9
7
8
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 020978 — Branch code (VILLAGE MEHTA CHOWK)
Nearby Punjab & Sind Bank Branches in AMRITSAR
BABA BAKALA
PSIB0000030
BABA BAKALA, DISTT. AMRITSAR , PUNJAB - 143202
MICR: 143023039 RTGS ✓ NEFT ✓ IMPS ✓
AMRITSAR KHALSA COLLEGE
PSIB0000031
KHALSA COLLEGE, AMRITSAR
MICR: 143023016 RTGS ✓ NEFT ✓ IMPS ✓
RAMDAS
PSIB0000049
RAMDAS, DISTT. AMRITSAR , PUNJAB - 143101
MICR: 143023056 RTGS ✓ NEFT ✓ IMPS ✓
CHOLA SAHIB
PSIB0000050
CHOLA SAHIB, DISTT. TARN TARAN , PUNJAB - 143408
MICR: 143023307 RTGS ✓ NEFT ✓ IMPS ✓
CHOGAWAN
PSIB0000058
CHOWGAWAN VILLAGE, DISTT. AMRITSAR , PUNJAB - 143109
MICR: 143023044 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0020978 valid for online transfer?
Yes, PSIB0020978 is a valid IFSC code for Punjab & Sind Bank VILLAGE MEHTA CHOWK branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020978 belong to?
PSIB0020978 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank VILLAGE MEHTA CHOWK is 143023054. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.