Punjab & Sind Bank GIANA DISTT BATHINDA Branch IFSC Code

PSIB 0020981
Punjab & Sind Bank Logo Punjab & Sind Bank
GIANA DISTT BATHINDA — BATHINDA, PUNJAB
MICR: 151023253 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GIANA DISTT BATHINDA
IFSC Code
PSIB0020981
MICR Code
151023253
Address
VILLAGE & P.O. GIANA TEHSIL TALWNDI SABO, DISTT. BATHINDA, PUNJAB - 151001
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City
BATHINDA
District
GONIANA
State
PUNJAB
Contact
+911655249251

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020981.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
8
1
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020981 — Branch code (GIANA DISTT BATHINDA)

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Frequently Asked Questions

Is PSIB0020981 valid for online transfer?
Yes, PSIB0020981 is a valid IFSC code for Punjab & Sind Bank GIANA DISTT BATHINDA branch in BATHINDA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020981 belong to?
PSIB0020981 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GIANA DISTT BATHINDA is 151023253. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020981?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.