Punjab & Sind Bank BIKHIWIND Branch IFSC Code

PSIB 0020984
Punjab & Sind Bank Logo Punjab & Sind Bank
BIKHIWIND — AMRITSAR, PUNJAB
MICR: 143023306 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
BIKHIWIND
IFSC Code
PSIB0020984
MICR Code
143023306
City
AMRITSAR
District
TARN TARAN
State
PUNJAB
Contact
+919815834466

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020984 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020984.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020984.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
8
4
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020984 — Branch code (BIKHIWIND)

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Frequently Asked Questions

Is PSIB0020984 valid for online transfer?
Yes, PSIB0020984 is a valid IFSC code for Punjab & Sind Bank BIKHIWIND branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020984 belong to?
PSIB0020984 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BIKHIWIND is 143023306. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020984?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.