Punjab & Sind Bank SANETA Branch IFSC Code
PSIB 0020985
Punjab & Sind Bank SANETA — RUPNAGAR, PUNJAB
MICR: 160023042
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- SANETA
- IFSC Code
- PSIB0020985
- MICR Code
- 160023042
- City
- RUPNAGAR
- District
- SAS NAGAR MOHALI
- State
- PUNJAB
- Contact
- +919814631125
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0020985 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020985.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020985.
IFSC Code Structure
P
S
I
B
0
0
2
0
9
8
5
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 020985 — Branch code (SANETA)
Nearby Punjab & Sind Bank Branches in RUPNAGAR
CHAMKAUR SAHIB
PSIB0000025
GG SINGH MARG, CHAMKAUR SAHIB, DISTT.ROPAR, PUNJAB-140112
MICR: 160023049 RTGS ✓ NEFT ✓ IMPS ✓
ROPAR
PSIB0000037
OLD HOSPITAL ROAD RUPNAGAR
MICR: 140023002 RTGS ✓ NEFT ✓ IMPS ✓
KHARAR
PSIB0000042
KHARAR DISTT. ROPAR -140301
MICR: 160023031 RTGS ✓ NEFT ✓ IMPS ✓
GHANAULI
PSIB0000133
GHANAULI, DISTT. RUPNAGAR(RUPAR) , PUNJAB - 140113
MICR: 140023008 RTGS ✓ NEFT ✓ IMPS ✓
NURPUR KALAN
PSIB0000138
NURPUR KALAN, DISTT. RUPNAGAR(RUPAR) , PUNJAB - 140117
MICR: 140023006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0020985 valid for online transfer?
Yes, PSIB0020985 is a valid IFSC code for Punjab & Sind Bank SANETA branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020985 belong to?
PSIB0020985 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank SANETA is 160023042. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020985?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.