Punjab & Sind Bank PUNJ GRAIN Branch IFSC Code

PSIB 0020996
Punjab & Sind Bank Logo Punjab & Sind Bank
PUNJ GRAIN — FARIDKOT, PUNJAB
MICR: 151023156 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
PUNJ GRAIN
IFSC Code
PSIB0020996
MICR Code
151023156
Address
VPO PUNJ GRAIN KALAN KOTKAPURA, MOGA ROAD DISTT FARIDKOT, DISTT. FARIDKOT, PUNJAB -
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City
FARIDKOT
District
KOT KAPURA
State
PUNJAB
Contact
+911635262533

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0020996 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020996.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020996.

IFSC Code Structure

P
S
I
B
0
0
2
0
9
9
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 020996 — Branch code (PUNJ GRAIN)

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Frequently Asked Questions

Is PSIB0020996 valid for online transfer?
Yes, PSIB0020996 is a valid IFSC code for Punjab & Sind Bank PUNJ GRAIN branch in FARIDKOT, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020996 belong to?
PSIB0020996 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PUNJ GRAIN is 151023156. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020996?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.