Punjab & Sind Bank GAJRAULA Branch IFSC Code

PSIB 0021016
Punjab & Sind Bank Logo Punjab & Sind Bank
GAJRAULA — JYOTIBA PHULE NAGAR, UTTAR PRADESH
MICR: 244023902 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GAJRAULA
IFSC Code
PSIB0021016
MICR Code
244023902
Address
STATION ROAD OPPOSITE PWD GAJRAULA DISTT J P NAGAR UTTAR PRADESH 244235
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City
JYOTIBA PHULE NAGAR
District
GAJRAULA
State
UTTAR PRADESH
Contact
+91254525

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021016 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021016.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021016.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
1
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021016 — Branch code (GAJRAULA)

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Frequently Asked Questions

Is PSIB0021016 valid for online transfer?
Yes, PSIB0021016 is a valid IFSC code for Punjab & Sind Bank GAJRAULA branch in JYOTIBA PHULE NAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021016 belong to?
PSIB0021016 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GAJRAULA is 244023902. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021016?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.