Punjab & Sind Bank CHINCHWAD PUNE Branch IFSC Code

PSIB 0021031
Punjab & Sind Bank Logo Punjab & Sind Bank
CHINCHWAD PUNE — PUNE, MAHARASHTRA
MICR: 411023003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
CHINCHWAD PUNE
IFSC Code
PSIB0021031
MICR Code
411023003
Address
GROUND FLOOR SHOP NO 5 AND 6 CTB NO 4510 1 PUNE MUMBAI ROAD CHINCHWAD PUNE 19
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City
PUNE
District
PUNE
State
MAHARASHTRA
Contact
+912027440069

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021031.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021031.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
3
1
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021031 — Branch code (CHINCHWAD PUNE)

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Frequently Asked Questions

Is PSIB0021031 valid for online transfer?
Yes, PSIB0021031 is a valid IFSC code for Punjab & Sind Bank CHINCHWAD PUNE branch in PUNE, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021031 belong to?
PSIB0021031 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank CHINCHWAD PUNE is 411023003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.