Punjab & Sind Bank RAMNAGAR Branch IFSC Code
PSIB 0021040
Punjab & Sind Bank RAMNAGAR — NAINITAL, UTTARAKHAND
MICR: 244023402
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- RAMNAGAR
- IFSC Code
- PSIB0021040
- MICR Code
- 244023402
- Address
- KOSI ROAD, RAMNAGAR DISTT NAINITAL (UTTRAKHAND), DISTT. NAINITAL, UTTARAKHAND - 244715 Open in Google Maps
- City
- NAINITAL
- District
- RAMNAGAR
- State
- UTTARAKHAND
- Contact
- +915947251224
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021040 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021040.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021040.
IFSC Code Structure
P
S
I
B
0
0
2
1
0
4
0
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021040 — Branch code (RAMNAGAR)
Nearby Punjab & Sind Bank Branches in NAINITAL
HALDWANI
PSIB0000167
NAINITAL ROAD, HALDWANI, UTTARAKHAND - 263139
MICR: 263023002 RTGS ✓ NEFT ✓ IMPS ✓
SHYAMPUR
PSIB0000640
UNITAL NIKETAN MALL ROAD, DISTT. NAINITAL, UTTARAKHAND - 263001
MICR: 249023104 RTGS ✓ NEFT ✓ IMPS ✓
NAINITAL
PSIB0000641
UNITAL NIKETAN MALL ROAD NAINITAL
MICR: 263023302 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0021040 valid for online transfer?
Yes, PSIB0021040 is a valid IFSC code for Punjab & Sind Bank RAMNAGAR branch in NAINITAL, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021040 belong to?
PSIB0021040 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RAMNAGAR is 244023402. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021040?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.