Punjab & Sind Bank KULLU Branch IFSC Code

PSIB 0021047
Punjab & Sind Bank Logo Punjab & Sind Bank
KULLU — KULU, HIMACHAL PRADESH
MICR: 175023002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KULLU
IFSC Code
PSIB0021047
MICR Code
175023002
Address
KULLU-MANALI ROAD, GANDHI NAGAR, OPP. MATANI EYE HOSPITAL, TEHSIL SADAR, DISTT. KULLU, HIMACHAL PRADESH- 175101
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City
KULU
District
KULU
State
HIMACHAL PRADESH
Contact
+911902224008

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021047 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021047.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021047.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
4
7
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021047 — Branch code (KULLU)

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Frequently Asked Questions

Is PSIB0021047 valid for online transfer?
Yes, PSIB0021047 is a valid IFSC code for Punjab & Sind Bank KULLU branch in KULU, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021047 belong to?
PSIB0021047 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KULLU is 175023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021047?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.