Punjab & Sind Bank PALAMPUR Branch IFSC Code

PSIB 0021059
Punjab & Sind Bank Logo Punjab & Sind Bank
PALAMPUR — KANGRA, HIMACHAL PRADESH
MICR: 176023102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
PALAMPUR
IFSC Code
PSIB0021059
MICR Code
176023102
Address
SUDESH NILAY WARD NO 2 BAIJ NATH ROAD PALAMPUR DISTT KANGRA HIMACHAL PRADESH 176061
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City
KANGRA
District
PALAMPUR
State
HIMACHAL PRADESH
Contact
+91230041

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021059 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021059.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021059.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
5
9
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021059 — Branch code (PALAMPUR)

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Frequently Asked Questions

Is PSIB0021059 valid for online transfer?
Yes, PSIB0021059 is a valid IFSC code for Punjab & Sind Bank PALAMPUR branch in KANGRA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021059 belong to?
PSIB0021059 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PALAMPUR is 176023102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021059?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.