Punjab & Sind Bank LACHHIMPUR Branch IFSC Code

PSIB 0021075
Punjab & Sind Bank Logo Punjab & Sind Bank
LACHHIMPUR — KATIHAR, BIHAR
MICR: 854023701 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
LACHHIMPUR
IFSC Code
PSIB0021075
MICR Code
854023701
Address
SRIGURU TEGH BAHADUR ATIHASIK GURUDWARA VIA P O GURU B DISTT KATIHAR BIHAR
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City
KATIHAR
District
KATIHAR
State
BIHAR
Contact
+916212245140

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021075 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021075.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021075.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
7
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021075 — Branch code (LACHHIMPUR)

Frequently Asked Questions

Is PSIB0021075 valid for online transfer?
Yes, PSIB0021075 is a valid IFSC code for Punjab & Sind Bank LACHHIMPUR branch in KATIHAR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021075 belong to?
PSIB0021075 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank LACHHIMPUR is 854023701. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021075?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.