Punjab & Sind Bank PHARWAHI Branch IFSC Code

PSIB 0021083
Punjab & Sind Bank Logo Punjab & Sind Bank
PHARWAHI — SANGRUR, PUNJAB
MICR: 148023061 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
PHARWAHI
IFSC Code
PSIB0021083
MICR Code
148023061
Address
VILLAGE PHARWAHI TEHSIL AND DISTT BARNALA PUNJAB 148101
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City
SANGRUR
District
BARNALA
State
PUNJAB
Contact
+911679242083

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021083 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021083.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021083.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
8
3
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021083 — Branch code (PHARWAHI)

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Frequently Asked Questions

Is PSIB0021083 valid for online transfer?
Yes, PSIB0021083 is a valid IFSC code for Punjab & Sind Bank PHARWAHI branch in SANGRUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021083 belong to?
PSIB0021083 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PHARWAHI is 148023061. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021083?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.