Punjab & Sind Bank PHAGUWALA Branch IFSC Code
PSIB 0021120
Punjab & Sind Bank PHAGUWALA — SANGRUR, PUNJAB
MICR: 148023013
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- PHAGUWALA
- IFSC Code
- PSIB0021120
- MICR Code
- 148023013
- City
- SANGRUR
- District
- SANGRUR
- State
- PUNJAB
- Contact
- +911672278122
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021120 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021120.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021120.
IFSC Code Structure
P
S
I
B
0
0
2
1
1
2
0
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021120 — Branch code (PHAGUWALA)
Nearby Punjab & Sind Bank Branches in SANGRUR
MAHAL KALAN
PSIB0000053
MAHAL KALAN, DISTT. BARNALA , PUNJAB - 148101
MICR: 148023058 RTGS ✓ NEFT ✓ IMPS ✓
KHANAURI MANDI
PSIB0000059
KHANAURI MANDI TEHSIL MOONAK, DISTT. SANGRUR , PUNJAB - 148027
MICR: 148023008 RTGS ✓ NEFT ✓ IMPS ✓
SANGRUR
PSIB0000067
PATIALA GATE P.B.21,SANGRUR-148001
MICR: 148023002 RTGS ✓ NEFT ✓ IMPS ✓
DIRBA
PSIB0000072
MAIN BAZAR, DIRBA, DISTT. SANGRUR , PUNJAB - 148035
MICR: 148023006 RTGS ✓ NEFT ✓ IMPS ✓
SULARGHARAT
PSIB0000097
SULAR GHRAT, DISTT. SANGRUR , PUNJAB - 148035
MICR: 148023014 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0021120 valid for online transfer?
Yes, PSIB0021120 is a valid IFSC code for Punjab & Sind Bank PHAGUWALA branch in SANGRUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021120 belong to?
PSIB0021120 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PHAGUWALA is 148023013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021120?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.