Punjab & Sind Bank KHAIRABAD Branch IFSC Code

PSIB 0021123
Punjab & Sind Bank Logo Punjab & Sind Bank
KHAIRABAD — RUPNAGAR, PUNJAB
MICR: 140023010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KHAIRABAD
IFSC Code
PSIB0021123
MICR Code
140023010
Address
VILL KHAIRABAD POST KHURD TEH AND DISTT ROPAR PUNJAB140001
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City
RUPNAGAR
District
KHIZRABAD
State
PUNJAB
Contact
+918295410967

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021123 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021123.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021123.

IFSC Code Structure

P
S
I
B
0
0
2
1
1
2
3
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021123 — Branch code (KHAIRABAD)

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Frequently Asked Questions

Is PSIB0021123 valid for online transfer?
Yes, PSIB0021123 is a valid IFSC code for Punjab & Sind Bank KHAIRABAD branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021123 belong to?
PSIB0021123 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KHAIRABAD is 140023010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021123?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.