Punjab & Sind Bank KARNAL Branch IFSC Code

PSIB 0021160
Punjab & Sind Bank Logo Punjab & Sind Bank
KARNAL — KARNAL, HARYANA
MICR: 132023110 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KARNAL
IFSC Code
PSIB0021160
MICR Code
132023110
Address
MAIN KAILASH TIKRI ROAD SECTOR 28KARNAL HARYANA 132001
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City
KARNAL
District
KARNAL
State
HARYANA
Contact
+911842265225

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021160 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021160.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021160.

IFSC Code Structure

P
S
I
B
0
0
2
1
1
6
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021160 — Branch code (KARNAL)

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Frequently Asked Questions

Is PSIB0021160 valid for online transfer?
Yes, PSIB0021160 is a valid IFSC code for Punjab & Sind Bank KARNAL branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021160 belong to?
PSIB0021160 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KARNAL is 132023110. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021160?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.