Punjab & Sind Bank RAMGARH Branch IFSC Code

PSIB 0021175
Punjab & Sind Bank Logo Punjab & Sind Bank
RAMGARH — HAZARIBAG, JHARKHAND
MICR: 829023002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
RAMGARH
IFSC Code
PSIB0021175
MICR Code
829023002
Address
RAMGARH BLOCK NEAR DC OFFICE RAMGARH JHARKHAND 829122
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City
HAZARIBAG
District
RAMGARH
State
JHARKHAND
Contact
+916512203593

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021175 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021175.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021175.

IFSC Code Structure

P
S
I
B
0
0
2
1
1
7
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021175 — Branch code (RAMGARH)

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Frequently Asked Questions

Is PSIB0021175 valid for online transfer?
Yes, PSIB0021175 is a valid IFSC code for Punjab & Sind Bank RAMGARH branch in HAZARIBAG, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021175 belong to?
PSIB0021175 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RAMGARH is 829023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021175?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.