Punjab & Sind Bank BHODHIPUR USB Branch IFSC Code

PSIB 0021239
Punjab & Sind Bank Logo Punjab & Sind Bank
BHODHIPUR USB — JALANDHAR, PUNJAB
MICR: 144023405 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
BHODHIPUR USB
IFSC Code
PSIB0021239
MICR Code
144023405
Address
VPO BODHIPUR TEH NAKODAR DISTT JALANDHAR PB 144040
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City
JALANDHAR
District
NAKODAR
State
PUNJAB
Contact
+911821238055

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021239 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021239.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021239.

IFSC Code Structure

P
S
I
B
0
0
2
1
2
3
9
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021239 — Branch code (BHODHIPUR USB)

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Frequently Asked Questions

Is PSIB0021239 valid for online transfer?
Yes, PSIB0021239 is a valid IFSC code for Punjab & Sind Bank BHODHIPUR USB branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021239 belong to?
PSIB0021239 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BHODHIPUR USB is 144023405. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021239?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.