Punjab & Sind Bank GANGOHAR USB Branch IFSC Code

PSIB 0021242
Punjab & Sind Bank Logo Punjab & Sind Bank
GANGOHAR USB — SANGRUR, PUNJAB
MICR: 148023063 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GANGOHAR USB
IFSC Code
PSIB0021242
MICR Code
148023063
Address
VILL GANGOHAR THE BARNALA DISTT BARNALA 148104
Open in Google Maps
City
SANGRUR
District
BARNALA
State
PUNJAB
Contact
+911679252044

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021242 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021242.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021242.

IFSC Code Structure

P
S
I
B
0
0
2
1
2
4
2
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021242 — Branch code (GANGOHAR USB)

Nearby Punjab & Sind Bank Branches in SANGRUR

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Frequently Asked Questions

Is PSIB0021242 valid for online transfer?
Yes, PSIB0021242 is a valid IFSC code for Punjab & Sind Bank GANGOHAR USB branch in SANGRUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021242 belong to?
PSIB0021242 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GANGOHAR USB is 148023063. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021242?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.