Punjab & Sind Bank RATNAGIRI Branch IFSC Code
PSIB 0021276
Punjab & Sind Bank RATNAGIRI — RATNAGIRI, MAHARASHTRA
MICR: 415023051
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- RATNAGIRI
- IFSC Code
- PSIB0021276
- MICR Code
- 415023051
- City
- RATNAGIRI
- District
- RATNAGIRI
- State
- MAHARASHTRA
- Contact
- +912352223077
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021276 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021276.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021276.
IFSC Code Structure
P
S
I
B
0
0
2
1
2
7
6
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021276 — Branch code (RATNAGIRI)
Frequently Asked Questions
Is PSIB0021276 valid for online transfer?
Yes, PSIB0021276 is a valid IFSC code for Punjab & Sind Bank RATNAGIRI branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021276 belong to?
PSIB0021276 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RATNAGIRI is 415023051. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021276?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.