Punjab & Sind Bank KARAIKUDI Branch IFSC Code

PSIB 0021288
Punjab & Sind Bank Logo Punjab & Sind Bank
KARAIKUDI — SIVAGANGA, TAMIL NADU
MICR: 630023002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KARAIKUDI
IFSC Code
PSIB0021288
MICR Code
630023002
Address
NO.26,SUBRAMANIAPURAM,4TH STREET,SOUTH EXTENSION,CITY KARAIKUDI,DISTT.SIVAGANGA 630 002,TAMIL NADU
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City
SIVAGANGA
District
KARAIKUDI
State
TAMIL NADU
Contact
+919840562271

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021288 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021288.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021288.

IFSC Code Structure

P
S
I
B
0
0
2
1
2
8
8
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021288 — Branch code (KARAIKUDI)

Frequently Asked Questions

Is PSIB0021288 valid for online transfer?
Yes, PSIB0021288 is a valid IFSC code for Punjab & Sind Bank KARAIKUDI branch in SIVAGANGA, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021288 belong to?
PSIB0021288 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KARAIKUDI is 630023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021288?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.