Punjab & Sind Bank PADRAUNA Branch IFSC Code
PSIB 0021327
Punjab & Sind Bank PADRAUNA — KUSHI NAGAR, UTTAR PRADESH
MICR: 274023102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- PADRAUNA
- IFSC Code
- PSIB0021327
- MICR Code
- 274023102
- Address
- MALVIYA NAGAR, BEHIND CENTRAL BANK OF INDIA, ,PADRAUNA , DISTT KHUSHINAGAR 274304, UTTAR PRADESH Open in Google Maps
- City
- KUSHI NAGAR
- District
- PADRAUNA
- State
- UTTAR PRADESH
- Contact
- +918874209219
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021327 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021327.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021327.
IFSC Code Structure
P
S
I
B
0
0
2
1
3
2
7
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021327 — Branch code (PADRAUNA)
Frequently Asked Questions
Is PSIB0021327 valid for online transfer?
Yes, PSIB0021327 is a valid IFSC code for Punjab & Sind Bank PADRAUNA branch in KUSHI NAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021327 belong to?
PSIB0021327 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PADRAUNA is 274023102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021327?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.