Punjab & Sind Bank GARHDIWALA Branch IFSC Code

PSIB 0021335
Punjab & Sind Bank Logo Punjab & Sind Bank
GARHDIWALA — HOSHIARPUR, PUNJAB
MICR: 146023010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GARHDIWALA
IFSC Code
PSIB0021335
MICR Code
146023010
Address
VPO GARHDIWALA,TEHSIL DASUYA,DISTT.HOSHIARPUR 144 207,PUNJAB
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City
HOSHIARPUR
District
GARHDIWALA
State
PUNJAB
Contact
+919417291746

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021335 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021335.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021335.

IFSC Code Structure

P
S
I
B
0
0
2
1
3
3
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021335 — Branch code (GARHDIWALA)

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Frequently Asked Questions

Is PSIB0021335 valid for online transfer?
Yes, PSIB0021335 is a valid IFSC code for Punjab & Sind Bank GARHDIWALA branch in HOSHIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021335 belong to?
PSIB0021335 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GARHDIWALA is 146023010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021335?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.