Punjab & Sind Bank PURNIA Branch IFSC Code
PSIB 0021389
Punjab & Sind Bank PURNIA — PURNIA, BIHAR
MICR: 854023102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- PURNIA
- IFSC Code
- PSIB0021389
- MICR Code
- 854023102
- City
- PURNIA
- District
- PURNEA
- State
- BIHAR
- Contact
- +919279918813
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021389 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021389.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021389.
IFSC Code Structure
P
S
I
B
0
0
2
1
3
8
9
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021389 — Branch code (PURNIA)
Frequently Asked Questions
Is PSIB0021389 valid for online transfer?
Yes, PSIB0021389 is a valid IFSC code for Punjab & Sind Bank PURNIA branch in PURNIA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021389 belong to?
PSIB0021389 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PURNIA is 854023102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021389?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.