Punjab & Sind Bank KHIZRABAD Branch IFSC Code

PSIB 0021397
Punjab & Sind Bank Logo Punjab & Sind Bank
KHIZRABAD — RUPNAGAR, PUNJAB
MICR: 160023056 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KHIZRABAD
IFSC Code
PSIB0021397
MICR Code
160023056
Address
VPO KHIZRABAD, DISTT MOHALI, PUNJAB - 140109
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City
RUPNAGAR
District
KHIZRABAD
State
PUNJAB
Contact
+919417250202

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021397 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021397.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021397.

IFSC Code Structure

P
S
I
B
0
0
2
1
3
9
7
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021397 — Branch code (KHIZRABAD)

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Frequently Asked Questions

Is PSIB0021397 valid for online transfer?
Yes, PSIB0021397 is a valid IFSC code for Punjab & Sind Bank KHIZRABAD branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021397 belong to?
PSIB0021397 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KHIZRABAD is 160023056. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021397?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.