Punjab & Sind Bank VILLAGE BHAGOWAL Branch IFSC Code

PSIB 0021412
Punjab & Sind Bank Logo Punjab & Sind Bank
VILLAGE BHAGOWAL — HOSHIARPUR, PUNJAB
MICR: 146023013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
VILLAGE BHAGOWAL
IFSC Code
PSIB0021412
MICR Code
146023013
Address
PGESSRPRDS.SRPRPNJ-146001
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City
HOSHIARPUR
District
HOSHIARPUR
State
PUNJAB
Contact
+919988758214

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021412 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021412.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021412.

IFSC Code Structure

P
S
I
B
0
0
2
1
4
1
2
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021412 — Branch code (VILLAGE BHAGOWAL)

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Frequently Asked Questions

Is PSIB0021412 valid for online transfer?
Yes, PSIB0021412 is a valid IFSC code for Punjab & Sind Bank VILLAGE BHAGOWAL branch in HOSHIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021412 belong to?
PSIB0021412 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank VILLAGE BHAGOWAL is 146023013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021412?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.