Punjab & Sind Bank KOTRA Branch IFSC Code

PSIB 0021414
Punjab & Sind Bank Logo Punjab & Sind Bank
KOTRA — UNNAO, UTTAR PRADESH
MICR: 226023507 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KOTRA
IFSC Code
PSIB0021414
MICR Code
226023507
Address
VILLAGE KOTRA, PO UNNAO, DISTT UNNAO 241503, UP
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City
UNNAO
District
UNNAO
State
UTTAR PRADESH
Contact
+918874209359

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021414 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021414.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021414.

IFSC Code Structure

P
S
I
B
0
0
2
1
4
1
4
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021414 — Branch code (KOTRA)

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Frequently Asked Questions

Is PSIB0021414 valid for online transfer?
Yes, PSIB0021414 is a valid IFSC code for Punjab & Sind Bank KOTRA branch in UNNAO, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021414 belong to?
PSIB0021414 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KOTRA is 226023507. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021414?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.