Punjab & Sind Bank ADITYAPUR Branch IFSC Code

PSIB 0021430
Punjab & Sind Bank Logo Punjab & Sind Bank
ADITYAPUR — SARAIKELA KHARSAWAN, JHARKHAND
MICR: 831023004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
ADITYAPUR
IFSC Code
PSIB0021430
MICR Code
831023004
Address
HEAVEN PALACE, BEHIND MP TOWER, JAMSHEDPUR , DISTT SERAIKELA, KHARSAWAN, JHARKHAND - 831013
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City
SARAIKELA KHARSAWAN
District
ADITYAPUR
State
JHARKHAND
Contact
+917033542541

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021430 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021430.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021430.

IFSC Code Structure

P
S
I
B
0
0
2
1
4
3
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021430 — Branch code (ADITYAPUR)

Frequently Asked Questions

Is PSIB0021430 valid for online transfer?
Yes, PSIB0021430 is a valid IFSC code for Punjab & Sind Bank ADITYAPUR branch in SARAIKELA KHARSAWAN, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021430 belong to?
PSIB0021430 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank ADITYAPUR is 831023004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021430?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.